Get Pre-Approved for a Mortgage Loan Today!

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Are you ready to buy a home?

The first step is to get pre-approved for a mortgage. This will give you an idea of how much money you can borrow and what your monthly payments will be. It will also make you a more attractive buyer to sellers.

What's the difference between pre-qualification and pre-approval?

Pre-qualification is a preliminary process where a lender reviews your financial information to get an idea of how much money you may be able to borrow. This is a quick and easy process that doesn't require a lot of documentation. A pre-qualification letter is not a guarantee of approval, but it can give you a good starting point when you're looking for a home.

Pre-approval is a more in-depth process where a lender actually approves you for a loan up to a certain amount. This requires more documentation, such as your tax returns, pay stubs, and bank statements. A pre-approval letter is a much stronger offer to a seller than a pre-qualification letter, and it can give you an edge in a competitive market.

How do I get pre-approved for a mortgage?

To get pre-approved for a mortgage, you'll need to contact a lender and provide them with some basic financial information. The lender will then review your information and give you an estimate of how much money you can borrow. The specific documentation you'll need to provide will vary depending on the lender, but it will typically include:

Why should I get pre-approved for a mortgage?

There are many reasons why you should get pre-approved for a mortgage before you start shopping for a home. Here are just a few: It will give you an idea of how much money you can afford to spend, it will make you a more attractive buyer to sellers, it will help you negotiate a better price on a home, and it will give you peace of mind knowing that you're approved for a loan.

How long does it take to get pre-approved for a mortgage?

The time it takes to get pre-approved for a mortgage will vary depending on the lender and the amount of documentation you need to provide. Here at BD Mortgage Group, we do same day approvals provided the borrower uploads all of the requested documents.

What are the next steps after I get pre-approved for a mortgage?

Once you're pre-approved for a mortgage, you can start shopping for a home. When you find a home you like, you'll need to submit an offer to the seller. Your offer should include a copy of your pre-approval letter. If the seller accepts your offer, you'll move on to the closing process. At closing, you'll sign all the paperwork and officially become a homeowner!

Get started on your journey to homeownership today!

Contact us today to get pre-approved for a mortgage. We'll help you find the best loan for your needs and make the homebuying process as smooth as possible. We look forward to hearing from you!

What Our Customers Are Saying!

One of the EASIEST transactions I've ever worked! Blair Damon made this process so easy and so smooth for both me and my client. She was kind, flexible and extremely responsive! She even got my client clear to close in less than 2 weeks! We were in two different time zones and Blair did not miss a beat. I would recommend her over and over again. If I could give BD mortgage 100 stars, I would and they certainly deserve it. Thank you!

All I can say is BD Mortgage Group is the real MVP. I’ve been denied by other lenders prior to coming to BDMG. When I tell you it is important to have a knowledgeable loan officer that actually knows how to improvise to get things done. She knows the programs in and out. Thank you Blair and your team for making my dreams come true. Would recommend to everyone.


I’ve worked with BD Mortgage Group several times, successfully closing every transaction. As a Real Estate Agent, it truly makes me smile knowing my clients are in excellent hands. Working as a team, each person works together to get the job done in a timely manner… and by timely manner, I mean 13 days. BD Mortgage Group honestly got my buyers file Cleared-To-Close in as little as 13 days… simply AMAZING!!!! On behalf of my past & future clients, we thank the entire team as all of you are the BEST!!!! #1

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